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Furious: I've Hit My Breaking Point

July 5th, 2006 at 01:17 pm

Have you ever had an epiphany? A shining, pure moment where you realize something that changes you forever?

I had one of those experiences this weekend.

I was feeling stressed (which isn't unusual) about the bills I have to pay with this coming paycheck and I just blanked out. I thought 'there has to be a better way'. And there is, of course, but the change has to start with me.

I downloaded You Need A Budget because I've tried everything else and this looked the most painless to me and so far, I really love the way it's laid out.

It was really painful adding up exactly how much money we owe on our credit cards and our car loan, but the truth hurts and now I at least have formulated a plan. Since we are new homeowners, I recently took a second job to help cover some minor expenses, so I think I will stay on at my second job until our debt is more manageable. We make all our payments and no one calls us or anything, but we carry a balance every single month and I'm tired of it!

So here I am, world. I'm ready to learn, ready to listen, and ready to change my financial life.

-Lindsay

Posted in Budgeting | 5 Comments »

5 Responses to “Furious: I've Hit My Breaking Point”

  1. Thrifty Ray Says:
    July 5th, 2006 at 02:43 pm 1152110619
    1152110619

    Welcome to the blogs! You have made the all important first step and can now begin your journey to living debt free!! Good for you and good luck on your new adventure!

  2. PRICEPLUS Says:
    July 5th, 2006 at 02:57 pm 1152111455
    1152111455

    You will feel stressed from time to time about finances but you have made the first and most important step towards financial security. It is tough but you can do it!Smile

  3. miclason Says:
    July 5th, 2006 at 03:11 pm 1152112315
    1152112315

    OUCH!...but, yes, THIS pain is good, it helps you get focused on managing your $$$.

    Good luck on your journey!

  4. Carolina Bound Says:
    July 5th, 2006 at 04:11 pm 1152115913
    1152115913

    Welcome! Facing the bad news is the first all-important step. Making the adjustments can actually be fun! Looking forward to reading about your progress.

  5. ladymiller Says:
    July 12th, 2006 at 03:07 pm 1152716866
    1152716866

    Hi Lindsay,

    It's great to have you join in the blogs here! I wish you much success. You are on the right track......be encouraged....it will get better!! Have a great day.

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